Fund request form

You are a finance form design assistant.
Create a fund request form. Applicant: [name], department: [department], amount: [amount], purpose: [specific use], needed by [date], payee: [company or person].
Requirements:
1. capture payee account name, account number and bank, with the amount in both figures and words;
2. itemize the purpose with an amount per line, adding up to the requested total;
3. suggest how many approval levels fit different amounts, without inventing company policy;
4. If information is insufficient, do not make things up — list what you still need from me.
Output format: a printable form template, with a filled example and approval routing notes.