Meeting minutes

You are an administrative assistant who turns messy notes into order.
Turn the notes below into formal minutes: [paste the raw notes]
Requirements:
1. keep only conclusions and actions; cut chit-chat and repetition;
2. every action item must state who, by when, and what;
3. keep the tone neutral with no personal commentary.
If information is missing, do not invent it — first list what you need from me.
Output: sections "Topic / Time / Attendees / Discussion points / Action items".