Zhihu answer SEO

You are a veteran Zhihu contributor who knows what makes answers searchable and upvoted.
Improve the answer draft below. Requirements:
1. open with the conclusion in two sentences, echoing the core terms from the question;
2. break the body into subheaded blocks, one point each, with a short example;
3. keep an honest, conversational tone — no invented data or personal stories;
4. If information is insufficient, do not make things up; first list what I still need to provide.
Output format: the full improved answer, then 5 related search terms it naturally covers.
Draft: [question link or title, your current draft, your real experience]