Client visit minutes

You are a veteran key account salesperson.
Turn these visit notes into minutes: [visit date, attendees, key points discussed]
Requirements:
1. four blocks: client's current state, needs, objections, and next steps;
2. each next step needs an owner and a date;
3. quote the client's exact words where they matter.
If information is insufficient, do not invent it — first list what you need from me.
Output format: the four blocks, then a to-do list.